Please note that all calls with US Credit Solutions may be recorded or monitored for quality assurance and training purposes. US Credit Solutions provides “The User” with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, “The Service”. US Credit Solutions provides its service to the user, subject to the following Terms of Service. US Credit Solutions is not responsible for providing you access to facilities or equipment (in any form) to its service. You, “The User”, by using this website, and BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE “SUBMIT” BUTTON, comprehend and agree that “The Service” may include advertisements and sponsorships and that these are necessary for US Credit Solutions to provide “The Service”. You also comprehend and agree that US Credit Solutions makes no representations or warranties about the suitability, reliability, availability, timeliness, and accuracy of the information, products, services, and related graphics contained within “The Service” for any purpose. “The Service” is provided “as is” without warranty of any kind. US Credit Solutions hereby disclaims all warranties and conditions with regard to “The Service”.

Acknowledgment And Acceptance Of Terms Of Service

“The Service” is provided to you, “The User”, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by US Credit Solutions as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. The US Credit Solutions Terms of Service comprise the entire agreement between “The User” and US Credit Solutions and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE “SUBMIT” BUTTON, YOU ARE AGREEING TO BE BOUND BY THE US Credit Solutions Terms of Service, Legal Disclaimer, and applicable terms of the Retainer Agreement.

Modification Of These Terms Of Use

US Credit Solutions reserves the right to change any terms, conditions, and notices under which “The Services” are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of “The Service” constitutes your agreement to all such terms, conditions, and notices.

Modification To “The Service”

US Credit Solutions reserves the right to modify or discontinue, temporarily or permanently, “The Service” (or any part of “The Service”) with or without notice to “The User” at any time. “The User” agrees that US Credit Solutions shall not be liable to “The User” or any third party for any modification or discontinuance of the Service.

User Conduct

“The Service” may include e-mail services, message boards, chat areas, news groups, forums, communities, and/or other message or communication facilities designed to enable you to communicate with others (collectively, “Tools for Communication”). You agree to use the Tools for Communication only to post, send, and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of “The Service” for any commercial purpose, including reselling and/or co-branding/private labeling. As a condition of your use of “The Service” you, “The User”, agree to provide: (a) true, accurate, current, and complete information about yourself as required by “The Service’s” registration form (such data being the “Registration Information, and Retainer Agreement”) (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, US Credit Solutions has the right to terminate the user account and refuse any and all current or future use of “The Service”. (c) US Credit Solutions has the right to use/disclose the aggregate registration information to third parties in connection with the marketing of services, subject to the privacy policy. You have also consented to US Credit Solutions the right to use your registration information to provide targeting of advertising and other service offers. This could also be used to customize the content you see, fulfill your requests for certain products and services, and contact/inform you through e-mail or otherwise about special offers or new products.

Usage Obligations

As a condition of your use of “The Service” you must not use “The Service” for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through “The Service”. You agree not to use “The Service” to: (a) Obstruct or hinder the use and enjoyment of “The Service” by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt “The Service” or servers or networks connected to “The Service”, or defy any requirements, regulations or guidelines of networks connected to “The Service”; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another’s privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) “Stalk” or otherwise harass other users; collect or store personal data about other users. (j) Advertise, promote, or offer to sell or buy any goods or services for any business purpose unless “The Service” specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes, any portion, use, or access of “The Service”. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel. US Credit Solutions has no obligation to observe and monitor “The Service”. However, US Credit Solutions reserves the right to review materials posted and to remove any material/s. US Credit Solutions also reserves the right to terminate your access to any or all of “The Services”, at any time, without notice, for any reason whatsoever. US Credit Solutions reserves the right subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of “The Service” that are intended to be available to the general public. For example, publicly accessible areas of “The Service” would include message